1st Mississippi Federal Credit Union

Direct Deposit

Direct Deposit – the fastest, safest and most convenient way to deposit your paycheck, pension benefit or government check into your 1st Mississippi account. No more rushing around on your lunch hour or after work. On the morning your check would normally be ready for pickup or delivery, it's already in your account.

To sign up for Direct Deposit through your employer, or have your government or pension checks deposited electronically, just provide them with our ABA routing number and your exact account number. View Details

HOW PAPER CHECKS AND DIRECT DEPOSIT STACK UP
  PAPER CHECK DIRECT DEPOSIT
Timeliness Pick-up  check and go to credit union Instant electronic transmission
Fill in deposit slip and wait in line Pay stub provides your receipt
Efficiency Funds not  available until the check is deposited. Funds available immediately
Not earning interest until deposited Earning interest immediately
Vacation and out-of-town deposits need to be arranged or delayed. Money transmitted to your account a usual. Pay bills and write checks on the road.
Safety & Security. Paper checks get lost or stolen No check to lose
Check could be unsigned No signature needed
Check could be forged No check, no fraud
Manual deposit can result in errors. Direct deposit has outstanding accuracy record.