| Privacy / Security Policy
1st Mississippi Federal Credit Union understands the importance of protecting the privacy of our members. We are committed to maintaining the confidentiality of each of our member’s financial records consistent with state and federal laws. The purpose of this policy is to set forth guidelines under which information may be shared with third parties, the manner in which we will provide disclosures to our members regarding the sharing of such information, and the measures employed to protect and keep such information confidential.
- Collection of Information: The Credit Union will collect only the personal information that is necessary to conduct our business. That means only what is necessary in order to provide effective and competitive financial products and services.
- Member Access: You will always have access to your information at 1st Mississippi FCU. Members do have a responsibility to protect their nonpublic private information and to inform the Credit Union of unauthorized access to their account or inaccurate information maintained by the Credit Union.
- Disclosure of Information to Third Parties: We may provide information to third party vendors or partners for the purpose of providing competitive products and services to our Members. In those cases where we disclose information to third parties, we require that those third parties use it for no purposes other than providing those services to our Members.
- Sale of Information Prohibited: 1st Mississippi FCU does not sell or provide Member information to third parties that do not have a business relationship with the Credit Union. On an annual basis we inform our Members as required by NCUA Regulations how to exercise their choice to keep their information from being provided to third parties and we will take all reasonable steps to ensure that Members’ choices are honored
- Sharing of Account Numbers Prohibited: It is the policy of the Credit Union not to share any account numbers or similar access numbers of its members or non-members except as required or authorized by law.
- Security Controls: 1st Mississippi FCU maintains strong security controls to ensure the security and confidentiality of our Member’s information, to protect against any anticipated threats or hazards to the security or integrity of this information and to protect against unauthorized access to or use of this information.
Security Statement
At 1st Mississippi Federal Credit Union we regard security as a high priority. Our commitment is to protect the security and confidentiality of your information. The technology we use is state-of-the-art in conjunction with a combination of methods to help ensure that your online sessions are secure.
Internet Security Measures
1st Mississippi uses encryption technology. Encryption transforms data into an unreadable format. A secured site is one that uses 128-bit encryption and Secure Sockets Layer (SSL) technology to transmit information between you and 1st Mississippi. SSL ensures information remains confidential. Encrypted, or scrambled, information effectively prevents anyone from intercepting and reading any information about you. Please note that this encryption takes place only when you use your web browser from a secured site.
An unsecured site does not utilize SSL technology or encryption. Information sent to or received from an unsecured site can potentially be intercepted by anyone. When sending e-mail, you should not include personal information if you are sending it from an unsecured site.
Internet Web Browsers
An Internet browser allows access and the ability to navigate information and service resources on the Internet. Most computers come with a browser already installed. Always update your browser when new versions are released since the updates often include new security features. To protect your information and take full advantage of Secure Sockets Layer (SSL) technology, we recommend that you use a secure browser with a strong encryption technology such as Firefoxâ 2.0 or higher, or Internet Explorerâ, version 7.0 or higher. You can download these browsers directly from Firefox or Microsoft.
Firewall Protection
We use a protection mechanism on our website known as a firewall to protect our computer systems and your information. Firewall is a general term for a device that is used to prevent unauthorized access to or from a private network. When you pass through the firewall, your IP (Internet Protocol) address is stored for security and tracking purposes. This IP address does not personally identify you, but allows communications on the Internet to be performed in a uniform and organized manner. The firewall uses the IP address to ensure our website is only accessed from valid sources.
Constant Monitoring
1st Mississippi Federal Credit Union uses technology that consistently monitors incoming traffic to our website before they reach our firewall protection. This helps to ensure our Members that information coming to our website is being screened 24/7. Constant monitoring is another measure of security providing peace of mind when utilizing the web services of your Credit Union.
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