Savings

1st Mississippi Federal Credit Union offers a variety of savings programs to help you earn the most for your money.

Regular Savings
This membership account grants you ownership and voting privileges and is ideal for building savings. Add payroll deduction and watch this account grow. Dividends, based on the average daily balance, are credited to your account quarterly. Excessive withdrawal fees may apply. Dividends accrue on daily balances of $100 or more.

1st Beginnings Savings
This featured filled account is available absolutely free for those under the age of 18. An adult must set up this account. There is a $20 fee for early withdrawal.
• No membership fee
• No minimum balance
• Dividends pay quarterly once balance equals $100
• Higher dividend rate than our regular savings
• Great way to teach your children/grandchildren about the importance of saving.
• 10 basis points on CDs above current rate.
• And so much more!
Contact our member services for more details.

Hi-Yield/Money Market Savings
Higher rates than regular savings; accrues daily and paid monthly on balances of $7500 and over.

 View Rates

Savings Calculator

 

 

 
 

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. 
National Credit Union Administration, a U.S. Government Agency.