Mortgage Loans
Dreaming of owning your own home? Let 1st Mississippi make that dream come true. Whether it's your first home or your fifth home, we can help your loan close faster so that you can move into your new home sooner.
- Lock in a low rate with a fixed-rate mortgage (up to 40 year terms).
- Choose from a variety of mortgage options to meet your needs.
- Get pre-approved so you’ll know just how much you can afford.
- Let one of our available mortgage experts help you make an informed decision.
Already have a loan financed elsewhere? Reduce your mortgage payments by refinancing with 1st Mississippi. We make refinancing convenient and easy!
Call one of our experienced professionals to learn more.
In Meridian, call 601.693.6873
In Quitman, call 601.776.2400
Manufactured Home Loans
As all manufactured homes are not the same, likewise all manufactured home loans are not the same. If you own your own land your loan can be customized to fit your needs.
Whether you are financing for the first time or whether you are considering refinancing, our loan specialists can help you decide what type of loan is best for you and your individual goals.
1st Mississippi makes the following options available to you:
- Refinance your existing manufactured home loan and lower your interest rate.
- Pull out equity to make improvements on your home.
- Use your equity to pay off higher rate debts or finance a new auto.
Home Equity Line of Credit
When you need extra cash, consider using the equity in your home as one of your lowest-cost resources.
You can use your Home Equity Line of Credit to:
- Make home improvements
- Pay for education expenses
- Purchase a new vehicle, boat or RV
- Consolidate bills
- Take a vacation
- Do anything you choose!
The advantages of a home equity line of credit include:
- Borrowing up to 80 percent of the equity in your property
- Low interest rate
- Interest may be tax deductible (consult your tax advisor for details)