Loans
- Auto Loans
- Personal Loans
- Certificate Secured Loans
- Loans Secured by Share Deposits
- Youth Accounts
- Motorcycle, Boat and Recreational Vehicle Loans
Auto Loans
Looking for a way to finance a new or used car of your dreams? 1st Mississippi offers competitive rates and flexible terms. With quick approval and expert advice from our loan officers, you can obtain the credit you need when you need it.
If you've financed your vehicle with another lender, you could save hundreds of dollars by refinancing with 1st Mississippi.
- Low rates on new and used cars, trucks and recreational vehicles
- Flexible terms up to 7 years
- Affordable monthly payments
- Borrow up to 100% of the purchase price, including tax, license and extended warranty.
Before you buy a new or used vehicle, take advantage of these tools to ensure you are making an informed decision. Get your financing pre-approved – By visiting us at 1st Mississippi Federal Credit Union or call us at 601.693.6873 option #2.
Personal Loans
Are you consolidating a debt, planning a vacation, dealing with home repairs, vehicle repairs or even making a large purchase? A personal loan can provide the funds you need at one low monthly payment. Personal Loans are based on approved credit.
It's Easy.
- You can use the loan for any expense or purchase you like.
- The interest rate and monthly payment are fixed for the life of the loan.
- No prepayment penalties.
- Hate writing checks to make your monthly loan payments? Choose automatic payment, and you'll never have to bother with writing checks or worry about missing a payment.
Certificate Secured Loans
If you have a Share Certificate of Deposit at 1st Mississippi Federal Credit Union, we can offer a special loan rate to you.
Your loan will have your Share Certificate as collateral, NO CREDIT CHECK! INSTANT approval
Loans Secured by Share Deposits
These loans are a great way to use your own funds while still earning high interest on your deposits. These type loans carry a low interest rate and including regular shares and hi-yield accounts. The convenience of INSTANT approval with NO CREDIT CHECK! Generous terms are available to fit your budget.
Youth Accounts
1st Mississippi offers children and youth accounts to encourage our next generation to start saving money early on, and give them their first experiences in the financial world.
Motorcycle, Boat and Recreational Vehicle Loans
1st Mississippi offers the loan you need to get into a new or used motorcycle, boat, recreational vehicle and farm equipment.
If you already have the outdoor toys you need – but don't like what they are doing to your budget – look to 1st Mississippi for refinancing that can lower your interest rate and monthly payment.
Loan Types
- ATV's / Motorcycle – Financing available up to retail NADA value.
- Recreational Vehicle & Equipment Loans – Financing available up to 85% NADA value.