Just Like You
1st Mississippi Federal Credit Union Home Link
Current Rates Click here to Log-in to Online Banking

Fees
(Effective December 31, 2007)

Membership Fee
$10.00
Excessive Withdrawals (>1/mo.) from Savings
$4.00
Christmas Club Early W/D
$20.00
Credit Application
$5.00
Consumer Loan Doc Prep
$15.00
Mortgage Loan Doc Prep
$250.00
Below Minimum Balance
$5.00
Return Deposited Item
$25.00
NSF Check
$25.00
NSF Transfer From Shares
$3.00
Overdraft Privilege Fee
$25.00
Stop Payment
$25.00
Outgoing Wires
$12.50
Incoming Wires
$5.00
Western Union Wires
$17.50
International Outgoing Wires
$37.50
Dormant Account
$5.00
Account Research
$20.00/hour
Electric Check Debit Card
Free
Foreign ATM Trnx
$1.00/Trnx
ATM Balance Inquiry
$0.50/Trnx
ATM Trnx >4/month
$1.00/Trnx
ATM Trnx - Non-Members
$2.00/Trnx
Reg. Checking Account*
$2.00/Month
1st Choice Account:
<50 Years of Age
$6.00/Month
50+ Years of Age
$3.00/Month
Official Check
2%/$10
Money Order (>2)
$2.00
Mortgage Verification
$7.50
Mortgage Credit References
$7.50
Deposit Verifications
$7.50
Return Mail/Address Change
$1.50
Safe Deposit Boxes:
3X5
$25.00/year
3X10
$35.00/year
5X10
$45.00/year
10X10
$55.00/year
Non-1st MS Check Cashing
3%/$10.00
Acct Info From Employee
$2.00
Reopening Closed Sh Acct 
$25.00
Replacement Debit Card
$5.00
IRA Transfer to another institution
$25.00
1st@home
Free
1st Payment:  Unlimited Use
$5.95
($1.00 discount for 1st Choice mbrs)
Business Checking >25 trnx
$15.00
*No charge for accounts with minimum balance >$500.00.

 

600 19th Ave., Meridian, MS 39301 - Phone: (601)693-6873 - Fax: (601)693-5118